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{"id":4192,"date":"2021-05-29T03:03:37","date_gmt":"2021-05-29T06:03:37","guid":{"rendered":"https:\/\/apacheseguros.com.br\/seguro-residencial-passa-a-ter-opcao-de-cobertura-para-alagamento-diz-minuto-seguros\/"},"modified":"2021-05-29T03:03:37","modified_gmt":"2021-05-29T06:03:37","slug":"seguro-residencial-passa-a-ter-opcao-de-cobertura-para-alagamento-diz-minuto-seguros","status":"publish","type":"post","link":"https:\/\/apacheseguros.com.br\/seguro-residencial-passa-a-ter-opcao-de-cobertura-para-alagamento-diz-minuto-seguros\/","title":{"rendered":"Seguro residencial passa a ter op\u00e7\u00e3o de cobertura para alagamento, diz Minuto Seguros"},"content":{"rendered":"
\n
Para atender parte da popula\u00e7\u00e3o que enfrenta todos problemas com as fortes chuvas, algumas seguradoras passam a oferecer cobertura para danos decorrentes de alagamentos. Esse seguro garante, em at\u00e9 R$ 30 mil dependendo da seguradora, os preju\u00edzos causados ao im\u00f3vel e\/ou conte\u00fado decorrentes de: alagamento, inunda\u00e7\u00e3o e enchentes resultantes de ac\u00famulo de \u00e1gua nas ruas, por problemas de drenagem ou transbordamento de lagos e rios em fun\u00e7\u00e3o de fortes chuvas. Como complemento, h\u00e1 possibilidade de incluir cobertura para vendaval, furac\u00e3o, ciclone, tornado e queda de granizo.<\/p>\n
A precifica\u00e7\u00e3o desse seguro \u00e9 calculada pela seguradora em fun\u00e7\u00e3o do CEP do im\u00f3vel, que verificar\u00e1 a experi\u00eancia daquela regi\u00e3o, ou seja, o quanto ela est\u00e1 sujeita a enchentes e alagamentos. Consequentemente, h\u00e1 diferen\u00e7as nos valores das ap\u00f3lices de bairro para bairro. Manes Erlichman, s\u00f3cio-diretor da Minuto Seguros, explica que \u00e9 importante que o cliente esteja protegido contra quedas de raios e danos el\u00e9tricos pois, junto com as chuvas, s\u00e3o comuns descargas el\u00e9tricas de raios e quedas e oscila\u00e7\u00f5es de energia que podem danificar\u00a0geladeiras, televis\u00f5es, computadores, entre outros equipamentos eletr\u00f4nicos que est\u00e3o na resid\u00eancia. \u201cPor isso, recomendamos a cobertura b\u00e1sica (que inclui queda de raio, inc\u00eandio, explos\u00e3o, implos\u00e3o, fuma\u00e7a e queda de aeronave) e, adicionalmente, a contrata\u00e7\u00e3o do seguro para danos el\u00e9tricos e da prote\u00e7\u00e3o contra alagamentos\u201d, explica Manes.<\/p>\n
Exemplos de cota\u00e7\u00f5es com cobertura para alagamento em S\u00e3o Paulo<\/strong><\/p>\n